Less Panic, See what's coming.

Know Tomorrow's Balance Today

Tired of tracking every transaction? Less Panic focuses on what's coming out of your checking account — credit card payments, bills, and income — so you always know if you have enough to cover what's due.

30-day free trial. No credit card required.

Everything you need to manage your checking account

From credit card payments to income tracking, Less Panic has you covered.

Credit Card & Bill Tracking

Set up your credit card payments, rent, loans, and income once. Less Panic automatically tracks due dates and shows you what's coming each month.

See What's Coming

View all your accounts in one place. See balances, projected cash flow, and your lineup at a glance.

Bank Connections

Automatic balance syncing via LunchMoney integration (available now). Direct Plaid connection coming soon.

Smart Analytics

Understand your spending patterns. Break down expenses and income by category with visual charts.

AI Statement Detection

Forward credit card statements and bills to your unique email address. AI extracts amounts, due dates, and payee info automatically.

Dark Mode & Mobile

Beautiful dark theme and fully responsive design. Track your checking account from any device.

Know what's coming, month by month

View projected balances, upcoming payments, and completion status in a clean timeline that works on any device.

Less Panic What's Coming overview
Less Panic mobile What's Coming view

See it in action

Sarah tracks 6 routines to manage her checking account

Sarah's routines:

💳 Chase Credit Card
$1,200
Due 15th
💳 Amex Credit Card
$450
Due 3rd
📄 Rent
$1,800
Due 1st
💸 Car Payment
$350
Due 1st
📄 Phone Bill
$80
Due 10th
💰 Freelance Income
$3,500
Due 20th

She doesn't track every coffee or subscription — those go on her credit cards.

She tracks what hits her checking account.

One glance shows her: "Do I have enough to cover what's due?"

Less Panic What's Coming overview showing Sarah's routines with projected balances

Click to enlarge

Connect your accounts

Less Panic integrates with the tools you already use.

LunchMoney

Balance sync & lineup matching

Coming Soon

Plaid

Direct bank connection

Email

AI statement & bill detection

Simple pricing, no surprises

Start with a 30-day free trial, then just $5/month or $50/year.

$0 /month
$0 /year (save $10)

View full pricing details →

Ready to see what's coming from your checking account?

Start your 30-day free trial. No credit card required. Then $5/month or $50/year.

Get Started Free